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  • Writer's pictureoverthemoonmom

Maintaining good credit

Updated: Jan 5, 2021

This post is sponsored by CreditRepair.Com but the content and opinions expressed here are my own. Maintaining good credit…something you really don’t think about until well into your adult years. Before entering college, my parents often tried to inform me about the importance of maintaining good credit. Being a typical 18 year old I could honestly care less. It wasn’t until I was about 23 that I started to realize how your credit can affect your life. After living in England, graduating college, backpacking Europe, and traveling around South America I knew it was time to finally start putting down some roots. After having our son Hudson we decided it was time to look into buying a home. We immediately started to look at our finances and credit to see what we could do to improve our spending and maintain a credit that would help us to secure the perfect home for our growing family. Thankfully, my mom has always been incredibly helpful when it comes to making big purchases like a car and a home. She stepped right in to coach us through everything we needed to know to make sure we were on the right track to buying our first home. One thing she did suggest was looking into a credit monitoring program that helps you take a closer look at your credit to see how you can make improvements. Moms always know best!!

We were able to purchase our first home and I was able to purchase a new car all before introducing our second child into the world. Although we have conquered the first big moves into adulthood, we still have two children to put through college someday! Knowing we can rely on to help make sure we are prepared for the next big adventure puts our minds at ease! is a great way to take a closer look at your credit to see how you can make improvements and work towards your credit goals. can help you manage late payments, help with collections, and help you to monitor your finances. You are also able to see your FICO SCORE and take a look at the score analysis to see what is affecting your score both positively and negatively. This service can help you to identify negative items on your credit report to help you reach the goal of repairing your credit. Using industry-leading experience and technology CreditRepair provides members with in-depth online services, a mobile app, and a team of incredible consultants to help them every step of the way.

Whether you are about to make a big life purchase or if you simply want to be prepared for that day when it comes, is a great way to start being responsible for your credit and making sure you are prepared for that big purchase!

Sign up to stay on top of your credit with help from the team at



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